Expense sharing for India

A clear expense-splitting alternative with UPI settlement

Spliitly combines flexible group splits, personal expense tracking, private receipts and INR settlement links. It is designed for trips, roommates, couples and everyday groups that already pay through UPI.

Built to keep every share clear

Shared and personal expenses

Manage group balances and private day-to-day spending in the same application without exposing personal entries to other members.

Flexible splitting included

Choose equal, exact, percentage, share-based or itemized splits based on what actually happened, not a one-size-fits-all division.

India-friendly settlements

For INR groups, prepare a UPI request and complete it through the payment application you already trust.

How it works

  1. 01

    Create a free account

    Sign in securely, choose a username and keep your account protected with Google authentication or a password.

  2. 02

    Create or join a group

    Use invite links for trips, flats or events. Guest balances can carry over when a participant joins later.

  3. 03

    Track, review and settle

    Add expenses, inspect the shared activity history and use simplified settlement suggestions when the group is ready to close its balance.

Useful in real life

For Indian travellers

Track a whole trip in one ledger and use UPI to close INR balances after everyone returns home.

For roommates

Handle rent, utilities and groceries with exact or percentage-based divisions and a transparent group history.

For personal budgeting

Review spending by day, category and payment method without mixing private expenses into group accounts.

Frequently asked questions

Is Spliitly affiliated with Splitwise?

No. Spliitly is an independent product. Splitwise is a trademark of its respective owner and is mentioned only to describe the type of alternative users may be evaluating.

Is Spliitly free?

Core group creation, expense entry, flexible splitting, personal tracking and settlement recording are available without an upfront payment.

Can I move existing data into Spliitly?

Automated import is not currently promised. Existing balances and expenses can be entered manually while import tools are evaluated for a future release.

Ready to stop doing the maths by hand?

Try Spliitly free